High credit scores are really valuable, so it’s important that you realize how to keep your score as high as possible.
Don’t close old credit cards. Even if they are unused, keeping credit cards open helps your utilization remain low, which is an important part of your credit score.
When you’re looking for an auto loan or mortgage, don’t take too long to find the best interest rate. There is a 45-day shopping period, during which all credit inquiries count as just one inquiry. But if you take much longer, those inquiries can start to impact your credit score.
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