Credit reports play a major role in interest rates on car loans, eligibility for credit cards and even job applications, so it’s important to keep them clean.
If your credit report is a mess, start by reviewing your borrowing history. Get a credit report for free from AnnualCreditReport.com.
“You’d be surprised what things you might find on a credit report, intentionally or unintentionally,” says Syd Ally, the chief credit officer for lender DRB.
Image via Flickr/Kate Ter Haar