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How to Ensure Your Credit Report is Clean

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Credit reports play a major role in interest rates on car loans, eligibility for credit cards and even job applications, so it’s important to keep them clean.

If your credit report is a mess, start by reviewing your borrowing history. Get a credit report for free from AnnualCreditReport.com.

“You’d be surprised what things you might find on a credit report, intentionally or unintentionally,” says Syd Ally, the chief credit officer for lender DRB.

Image via Flickr/Kate Ter Haar

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